Tag: Credit Reporting

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Following a public comment period, the Federal Trade Commission has issued final summaries of identity theft and general consumer rights and revised furnisher and user notices under the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act of 2003 (FACTA). Consumer...
The Federal Trade Commission is seeking public comment on different approaches to determining a “fair and reasonable” fee for credit scores under the Fair and Accurate Credit Transactions Act (FACTA) and the Fair Credit Reporting Act (FCRA). FACTA, which was enacted on December 4, 2003, amends the...
The Federal Trade Commission is seeking public comment on a proposed rule regarding the proper disposal of consumer report information and records under the Fair and Accurate Credit Transactions Act (FACTA) and the Fair Credit Reporting Act (FCRA).
The Federal Trade Commission today announced a proposed settlement with a California-based debt collection agency, Performance Capital Management, Inc. (PCM), under which the company would be fined $2 million and enjoined from what the FTC called "serious violations" of Section 623 of the Fair...
Unicor Funding, Inc., a California-based marketer of federally insured home improvement loans ("Title 1" loans), has agreed to pay a civil penalty of $100,000 for allegedly violating the Fair Credit Reporting Act (FCRA). The company also has agreed to settle FTC charges that it deceptively...
The Federal Trade Commission will provide a press availability on Tuesday, April 1st, the effective date for a new federal law, which provides consumers with better protection from fraudulent credit repair organizations. The agency also will announce the results of its "surfing" the Internet for...

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