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Last Updated
Case Status
Federal Trade Commission, Plaintiff v. BoostMyScore LLC, f/k/a Boost My Score dot Net, LLC, and also d/b/a; BMS, Inc., also d/b/a; and William O. Airy, individually and as an officer of BoostMyScore LLC and BMS, Inc., Defendants.
FTC Matter/File Number
192 3059
Civil Action Number
Enforcement Type
Civil Penalties
Federal Injunctions
Federal Court
District of Colorado

Case Summary

At the request of the Federal Trade Commission, a federal court has temporarily halted a bogus credit repair scheme known as The Credit Game for promoting a series of lies and deceptions. The FTC alleged the scheme’s operators lied to credit reporting agencies regarding information on consumers’ credit reports and pitched consumers a supposed business opportunity that was essentially starting their own bogus credit repair scheme.

In a complaint filed against The Credit Game and its owners, Michael and Valerie Rando, the FTC alleged that the company has illegally charged consumers hundreds and even thousands of dollars for credit repair services of little to no value and told consumers to “invest” their COVID-19 governmental benefits on their unlawful services. In some cases, the company’s “services” included filing false identity theft reports with the FTC and encouraging consumers to take actions that were unlawful. The FTC asked the court to immediately halt the company’s illegal operations, appoint a receiver, and freeze the defendants’ assets. The court issued a temporary restraining order doing so on May 3, 2022.