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Under the law, businesses must take steps to ensure that charges to customers' credit cards, debit cards, phone bills, and other accounts are authorized. Those principles apply to mobile payments, too. It's also illegal to bill people for negative options, automatic shipments, or continuity programs without their express consent. Does your company process payments for others? There are compliance standards you need to meet. Find out more about resources from the FTC.

Plain Language Guidance

If you operate a business that accepts checks or online payments, you could be at risk for a new scam that may cost you time and money.

If your business accepts payment by credit or debit card, new rules on electronic payments may help you lower your costs.