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Business Blog

Tenant background check reports: Put it in writing

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As a landlord – or property manager or other housing provider – you may run background checks on prospective tenants. These reports can include rental and eviction history, credit history, criminal...
Business Blog

Tenant screening practices: The FTC wants to hear from you

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Millions of people in the U.S. rent their home. Their landlord could be a small mom-and-pop property owner, a large property management company, a public housing agency, or some other kind of...
Business Blog

FTC says credit repair business doubled as a pyramid scheme

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For the second time this month, the FTC has sued a credit repair operation that it says combined fake promises to swiftly and substantially boost people’s credit scores with the offer of a bogus money...
Business Blog

Updating you on FTC privacy and data security initiatives

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When it comes to consumer privacy and data security, your clients and colleagues want the word on what’s been happening at the FTC – and they want it in an accessible, to-the-point format. The agency...
Business Blog

Setting the debt parking brake

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What are the biggest risks of parking? A dinged door? A bruised bumper? For consumers victimized by the pernicious practice of debt parking, the impact on their financial health can be devastating...
Business Blog

50 years of the FCRA

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1970 saw the ban of cigarette advertising on TV, the debut of Doonesbury , the inaugural flight of the Boeing 747, and the start of the New York City Marathon. Another notable 1970 first celebrating...
Business Blog

Using Artificial Intelligence and Algorithms

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Headlines tout rapid improvements in artificial intelligence technology. The use of AI technology – machines and algorithms – to make predictions, recommendations, or decisions has enormous potential...
Business Blog

Consumer reviews: The FCRA upshot of fighting ire with fire

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C alifornia-based mortgage broker Mortgage Solutions FCS also does business under the name Mount Diablo Lending. And according to the FTC , the company gave consumers a devil of a time if they posted...