Business Blog
Commenting on accuracy in consumer reporting? Take a breather.
In conjunction with the recent Accuracy in Consumer Reporting workshop, the FTC and CFPB have asked for public comments. The agencies are looking for feedback about issues affecting the accuracy of both traditional credit reports and employment and tenant background screening reports. But if you thought you had to burn the midnight oil over the holidays to file a timely comment, here’s some good news. The FTC and CFPB have extended the deadline to January 31, 2020.
It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.
The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.
We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.
In reply to As a victim of identity theft by JESSI RAE REYNOLDS
The FTC and CFPB invited people to comment on issues affecting the accuracy of both traditional credit reports and employment and tenant background screening reports. The FTC and CFPB have agreed to provide additional time for people to provide comments issues including the effect of the removal of most civil judgments and tax liens from credit reports, recent changes in the reporting of medical debt, whether new technologies and data management practices improve accuracy, and what government and private sector measures could improve accuracy, as well as the costs and benefits of these measures.
You can file comments electronically or by paper by writing “Accuracy in Consumer Reporting Workshop” on your comment and on the envelope and mailing it to the following address: Federal Trade Commission, Office of the Secretary, Constitution Center, 400 7th St., SW, 5th Floor, Suite 5610, Washington, D.C., 20024.
In reply to There is gotta be a better by LT
You can dispute errors you see on your credit reports. This FTC article about disputing errors explains what to do and includes a sample letter you can use to tell the credit reporting company about the errors.
In reply to I need your help sr please by Mohammed Giyash
This FTC article about Your Credit History may be useful.
In reply to The Equifax breech seems to by Guest
You can dispute errors you see on your credit reports. This FTC article about disputing errors explains what to do and includes a sample letter you can use to tell the credit reporting company about the errors.