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Patient Protection and Affordable Care Act, Sections 3012 and 4001

Mission
Competition
Consumer Protection
Law
Pub. L. No. 111-148, 124 Stat. 119, codified in relevant part at 42 U.S.C. § 280j note and 42 U.S.C. § 300u-10
This Act to reform health care provides for the FTC to participate in the Interagency Working Group on Health Care Quality and the National Prevention, Health Promotion and Public Health Council, both...

Truth in Lending Act

Mission
Consumer Protection
Law
15 U.S.C. §§ 1601-1667f, as amended
This Act (Title I of the Consumer Credit Protection Act) authorizes the Commission to enforce compliance by most non-depository entities with a variety of statutory provisions. Among other...
Advisory Opinion Subpage

Advisory Opinion to Solganik (10-23-97)

October 23, 1997 Ms. Vivian L. Solganik OHIO SAVINGS BANK 1801 E. 9th St. - Suite 200 Cleveland, Ohio 44114 Re: FCRA - Employer use of consumer reports Dear Ms. Solganik: This responds to your letter...
Advisory Opinion Subpage

Advisory Opinion to Spritz (11-05-98)

November 5, 1998 Nancy S. Spritz, Esq. Candle, Klitenic & Chernow, LLP Woodholme Professional Building 1838 Greene Tree Road, Suite 370 Baltimore, Maryland 21208 Re: Section 603(k)(1)(B)(iv) of the...
Advisory Opinion Subpage

Advisory Opinion to Hall (10-26-98)

October 26, 1998 William F. Hall, Esquire Law Department United Guaranty Residential Insurance Co. 230 North Elm Street Greensboro, North Carolina 27401 Re: Section 615(a) of the Fair Credit Reporting...
Business Blog

FCRA's Furnisher Rule: It's all about accuracy and integrity

Date
If you report information about consumers to consumer reporting agencies (CRAs) — like a credit bureau, tenant screening company, or check verification service — you have legal obligations under the...
Advisory Opinion Subpage

Advisory Opinion to Schieber (03-03-98)

Division of Credit Practices Bureau of Consumer Protection Clarke W. Brinckerhoff Attorney (202) 326-3224 March 3, 1998 Paul H. Schieber, Esq. Blank Rome Comisky & McCauley One Logan Square...
Business Blog

Last resort

Date
Three FTC cases, 83 civil actions brought by 28 states, more than 184 defendants facing criminal charges in cases filed by federal and local prosecutors, and 25 actions brought by agencies in 10 other...
Business Blog

Calling all cards

Date
We’ve been saying it for years: “What the headline giveth, the footnote cannot taketh away.” The same holds true for the dense block of text, the hidden-away reverse side, the vague hyperlink, or any...