Tag: Consumer Protection

Identity Theft Assumption and Deterrence Act of 1998

Mission

Consumer Protection

Law

Pub. L. 105–318, 112 Stat. 3010, codified in relevant part at 18 U.S.C. § 1028 note

Section 5 of this Act makes the FTC a central clearinghouse for identity theft complaints. The Act requires the FTC to log and acknowledge such complaints, provide victims with relevant information...

http://uscode.house.gov/statutes/pl/111/203.pdf

Dodd-Frank Wall Street Reform and Consumer Protection Act, Titles X and XIV

Mission

Consumer Protection

Law

Pub. L. No. 111-203, 124 Stat. 1376, codified in relevant part at 12 U.S.C. § 5301, §§ 5481-5603, and in laws amended (Title X); and 12 U.S.C. § 5481 note, 15 U.S.C. § 1601 note, § 1602, and § 1631 et seq. (Title XIV)

Title X of this Act creates a new Bureau of Consumer Financial Protection within the Federal Reserve Board as a new supervisor for certain financial firms and as a rulemaker and enforcer against...

Gramm-Leach-Bliley Act

Mission

Consumer Protection

Law

Pub. L. No. 106-102, 113 Stat. 1338, codified in relevant part primarily at 15 U.S.C. §§ 6801-6809, §§ 6821-6827

Title V, subtitle A, of this Act (15 U.S.C. § 6801 et seq.) requires the FTC, along with the Federal banking agencies and other regulators, to issue regulations ensuring that financial institutions...

Comprehensive Smokeless Tobacco Health Education Act of 1986

Mission

Consumer Protection

Law

15 U.S.C. §§ 4401-4408

This Act, as amended by the 2009 Family Smoking Prevention and Tobacco Control Act, requires manufacturers, packagers, and importers of smokeless tobacco products to place one of four statutorily...

http://uscode.house.gov/statutes/pl/100/583.pdf

Fair Credit and Charge Card Disclosure Act

Mission

Consumer Protection

Law

Pub. L. No. 100-583, 102 Stat. 2969, codified to 15 U.S.C. §§ 1610-1646, primarily 15 U.S.C. § 1637

This Act, amending the Truth in Lending Act, requires credit and charge card issuers to provide certain disclosures in direct mail, telephone and other applications and solicitations to open-end...

Muhammed Ali Boxing Reform Act

Mission

Competition

Consumer Protection

Law

15 U.S.C. §§ 6301-6313

This Act, amending the Professional Boxing Safety Act of 1996, specifies that a sanctioning organization may not receive any compensation from a boxing match unless it files its bylaws and a complete...

Unlawful Internet Gambling Enforcement Act

Mission

Consumer Protection

Law

Pub. L. No. 109–347, 120 Stat. 1952 (2006), codified in relevant part at 31 U.S.C. §§ 5361- 5367

This Act prohibits any person engaged in the business of betting, as defined, from knowingly accepting credit, electronic fund transfers, checks, or any other payment involving a financial institution...

Patient Protection and Affordable Care Act, Sections 3012 and 4001

Mission

Competition

Consumer Protection

Law

Pub. L. No. 111-148, 124 Stat. 119, codified in relevant part at 42 U.S.C. § 280j note and 42 U.S.C. § 300u-10

This Act to reform health care provides for the FTC to participate in the Interagency Working Group on Health Care Quality and the National Prevention, Health Promotion and Public Health Council, both...

Restore Online Shoppers' Confidence Act

Mission

Consumer Protection

Law

15 U.S.C. §§ 8401-8405

This Act prohibits any post-transaction third party seller (a seller who markets goods or services online through an initial merchant after a consumer has initiated a transaction with that merchant)...

online-shoppers-enrolled.pdf (163.48 KB)

Business Blog

When all is said and dun: Record-setting penalty for debt collection violations

Date

July 9, 2013

"You’ve reached the FTC. Sorry we’re not able to take your call right now. But if you’re Expert Global Solutions — the biggest debt collection operation in the world — please pay a $3.2 million civil...

Business Blog

FTC's record-setting Do Not Call settlement: 4 tips for business and one candid suggestion

Date

June 28, 2013

Yesterday’s 10th anniversary of the National Do Not Call Registry was a good time to reflect on a decade of progress. But to paraphrase Thomas Jefferson (or Patrick Henry, Irish statesman John Philpot...

Section 607(e): Procurement of reports for resale

Advisory Opinion Subpage

Advisory Opinion to Solganik (10-23-97)

October 23, 1997 Ms. Vivian L. Solganik OHIO SAVINGS BANK 1801 E. 9th St. - Suite 200 Cleveland, Ohio 44114 Re: FCRA - Employer use of consumer reports Dear Ms. Solganik: This responds to your letter...

Section 604(b)(1) User certification requirements; CRA obligation to provide summary of rights

Section 604(a)(3)(A): Credit transaction

Advisory Opinion Subpage

Advisory Opinion to Spritz (11-05-98)

November 5, 1998 Nancy S. Spritz, Esq. Candle, Klitenic & Chernow, LLP Woodholme Professional Building 1838 Greene Tree Road, Suite 370 Baltimore, Maryland 21208 Re: Section 603(k)(1)(B)(iv) of the...

Advisory Opinion Subpage

Advisory Opinion to Hall (10-26-98)

October 26, 1998 William F. Hall, Esquire Law Department United Guaranty Residential Insurance Co. 230 North Elm Street Greensboro, North Carolina 27401 Re: Section 615(a) of the Fair Credit Reporting...