Skip to main content

Displaying 8941 - 8960 of 9062

Home Ownership and Equity Protection Act

Mission
Consumer Protection
Law
Pub. L. No. 103-325, 108 Stat. 2190, codified to various parts of Truth in Lending Act, particularly 15 U.S.C. §§ 1601-02, §§1639-41
The Act, amending the Truth in Lending Act, establishes disclosure requirements and prohibits equity stripping and other abusive practices in connection with high-cost mortgages. The Dodd-Frank Act...

Hobby Protection Act

Mission
Consumer Protection
Law
15 U.S.C. §§ 2101-2106
This Act, amended by the Collectible Coin Protection Act, Pub. L. No. 113-288, 128 Stat. 3281, prohibits manufacturing or importing imitation political items, and manufacturing, importing, or selling...
Advisory Opinion Subpage

Advisory Opinion to Solganik (10-23-97)

October 23, 1997 Ms. Vivian L. Solganik OHIO SAVINGS BANK 1801 E. 9th St. - Suite 200 Cleveland, Ohio 44114 Re: FCRA - Employer use of consumer reports Dear Ms. Solganik: This responds to your letter...
Advisory Opinion Subpage

Advisory Opinion to Spritz (11-05-98)

November 5, 1998 Nancy S. Spritz, Esq. Candle, Klitenic & Chernow, LLP Woodholme Professional Building 1838 Greene Tree Road, Suite 370 Baltimore, Maryland 21208 Re: Section 603(k)(1)(B)(iv) of the...
Advisory Opinion Subpage

Advisory Opinion to Hall (10-26-98)

October 26, 1998 William F. Hall, Esquire Law Department United Guaranty Residential Insurance Co. 230 North Elm Street Greensboro, North Carolina 27401 Re: Section 615(a) of the Fair Credit Reporting...
Business Blog

FCRA's Furnisher Rule: It's all about accuracy and integrity

Date
If you report information about consumers to consumer reporting agencies (CRAs) — like a credit bureau, tenant screening company, or check verification service — you have legal obligations under the...
Advisory Opinion Subpage

Advisory Opinion to Schieber (03-03-98)

Division of Credit Practices Bureau of Consumer Protection Clarke W. Brinckerhoff Attorney (202) 326-3224 March 3, 1998 Paul H. Schieber, Esq. Blank Rome Comisky & McCauley One Logan Square...
Business Blog

Last resort

Date
Three FTC cases, 83 civil actions brought by 28 states, more than 184 defendants facing criminal charges in cases filed by federal and local prosecutors, and 25 actions brought by agencies in 10 other...
Business Blog

Calling all cards

Date
We’ve been saying it for years: “What the headline giveth, the footnote cannot taketh away.” The same holds true for the dense block of text, the hidden-away reverse side, the vague hyperlink, or any...
Business Blog

Mo' bill messaging

Date
We can’t figure out why Hollywood hasn’t returned our call, but here's a great idea for an action movie. FTC attorneys go to court to stop a company from illegally billing people for text message...
Business Blog

Faux claims for faux fur

Date
In some ways, think of it as “faux faux fur.” No, that’s not a typo. It’s what results when national retailers advertise items of apparel as fake fur, when in fact, they contain, well, fur. Those are...