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The Federal Trade Commission mailed 330 refund checks to consumers who allegedly were duped by marketers using illegal robocalls to deceptively claim they could reduce consumers’ credit card interest rates.  Under settlements entered by the court in 2011 as part of the FTC’s ongoing efforts to protect consumers in financial distress, the Dynamic Financial Group defendants were banned from selling debt relief services.

Nearly $350,000 is being returned to consumers; payments will be 100 percent of their loss.  Consumers who receive the checks from the FTC’s refund administrator should cash them on or before April 16, 2013.  The FTC never requires consumers to pay money or provide information before refund checks can be cashed.  Those with questions should call the refund administrator, Gilardi & Co., LLC, at 1-888-211-7714, or visit

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC's online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

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