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Last Updated
Case Status
Federal Trade Commission v. Seed Consulting, LLC also doing business as Seed Capital and Foundation Funding, a Nevada Limited Liability Company; Credit Navigator, LLC, a Nevada limited liability company; Erik Gantz, individually, and as a Principal Owner of Seed Consulting, LLC and Credit Navigator, LLC; and Randy Lang, individually; Defendants.
FTC Matter/File Number
182 3183
Civil Action Number
Enforcement Type
Federal Injunctions
Federal Court
District of Nevada

Case Summary

Two Nevada companies and two individuals have agreed to stop charging consumers thousands of dollars to apply for multiple credit cards in their names in order to pay for expensive and often ineffective training programs under a proposed settlement of a Federal Trade Commission lawsuit.

The FTC filed a federal court complaint along with a proposed settlement which requires the defendants to stop obtaining credit cards for consumers for a fee. In addition, the defendants will be required to pay $2.1 million under the proposed settlement, which will be distributed by the FTC to consumers.

In September 2021, The Federal Trade Commission sent checks totaling more than $2 million to consumers who were harmed by the company.