Charles Harwood Former Deputy Director Division: Bureau of Consumer Protection Speeches, Articles, and Statements Prepared Statement of the Federal Trade Commission On "Soldiers As Consumers: Predatory and Unfair Business Practices Harming the Military Community" – Before the Committee on Commerce, Science, and Transportation of the United States Senate (November 2013) Prepared Statement of the Federal Trade Commission On Elder Fraud and Consumer Protection Issues – Before the Subcommittee on Commerce, Manufacturing, and Trade of the Committee on Energy and Commerce, United States House of Representatives (May 2013) Prepared Statement of the Federal Trade Commission On Rent-to-Own Transactions – Before the Subcommittee on Financial Institutions and Consumer Credit, of the Committee on Financial Services, United States House of Representatives (July 2011) Prepared Statement of the Federal Trade Commission on Commission Law Enforcement Activities Regarding the Funeral Industry – Before the Subcommittee on Commerce, Trade, and Consumer Protection of the Committee on Energy and Commerce, United States House of Representatives (January 2010) Prepared Statement of the Federal Trade Commission On Commission Activities and Authority With Regard to the Funeral Industry – Before the Subcommittee on Commerce, Trade, and Consumer Protection of the Committee on Energy and Commerce, United States House of Representatives (July 2009) Washington State Senate: Identity Theft Statement – The Committe on Labor, Commerce and Financial Institutions, Washington State Senate (January 2001)