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FTC sends second payment to people who had junk fees added to their vehicle purchases

The FTC is sending a second round of payments to eligible customers who were harmed by Napleton Auto’s junk fees and discriminatory practices.

The FTC and the State of Illinois sued Ed Napleton Automotive Group in March 2022, alleging that Napleton employees were sneaking illegal junk fees for unwanted “add-ons” onto vehicle purchases and discriminating against Black consumers. According to the joint complaint, Napleton employees charged customers for products they didn't want, like paint protection, gap insurance, and extended warranties. The complaint also alleged that Napleton discriminated against Black consumers by charging them more for add-ons and financing. The multistate auto group agreed to pay $10 million to settle the charges.

The FTC first sent payments in November 2022, which resulted in over $8.8 million in refunds. Because there is still money in the fund, the FTC is sending a second round of checks totaling more than $857,000 to 37,034 people who accepted their first payment and paid the defendants more than $1,662 in add-on fees.

If you get a check, please cash it within 90 days.

You can find answers to common questions about FTC refund payments on our FAQ page. If you have any other questions, please call the refund administrator at 1-888-691-6050.