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Pub. L. No. 100-583, 102 Stat. 2969, codified to 15 U.S.C. §§ 1610-1646, primarily 15 U.S.C. § 1637

This Act, amending the Truth in Lending Act, requires credit and charge card issuers to provide certain disclosures in direct mail, telephone and other applications and solicitations to open-end credit and charge accounts and under other circumstances.