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FTC sends second payment to people who paid for credit card debt relief

The FTC is sending a second round of checks to people who paid for credit card debt relief from ACRO Services. The scheme used many names including American Consumer Rights Organization, Reliance Solutions, Thacker & Associates, and Tri Star Consumer Group.

The FTC sued ACRO Services, and the company paid money to settle. ACRO Services falsely promised to wipe out or lower people’s credit card debt if they paid a large upfront fee. The defendants charged thousands of dollars in fees and sometimes told people to stop making payments to their credit card companies.

The settlement also banned the defendants from debt relief services and telemarketing sales in the future.

The FTC first sent payments in January 2025, which resulted in more than $3.8 million in refunds. Because there is still money remaining in the fund, the FTC is sending 5,685 checks totaling more than $6.2 million to people who accepted their first payment.

If you get a check, please cash it within 90 days.

You can find answers to common questions about FTC refund payments on our FAQ page. If you have any other questions, please call the refund administrator at 1-877-753-2846.