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Pub. L. 109-8 No. 109-8, 119 Stat. 23, §§ 1301-1309, codified in relevant part to 15 U.S.C. §§1637-1638,1664 and 1665b

This Act amends the Truth in Lending Act in various respects, including requiring certain disclosures. Some of its disclosure requirements were superseded by later amendments to the Truth in Lending Act such as the Credit CARD Act of 2009.  This Act also includes provisions for rulemaking and study involving FTC participation.