The legal library gives you easy access to the FTC’s case information and other official legal, policy, and guidance documents.
Displaying 161 - 175 of 175
Holder in Due Course Rule
Rule Updated Date
The Preservation of Consumers’ Claims and Defenses [Holder in Due Course Rule], formally known as the "Trade Regulation Rule Concerning Preservation of Consumers' Claims and Defenses," protects...
Truth in Lending Act
Mission
Consumer Protection
Law
15 U.S.C. §§ 1601-1667f, as amended
This Act (Title I of the Consumer Credit Protection Act) authorizes the Commission to enforce compliance by most non-depository entities with a variety of statutory provisions. Among other...
Federal Deposit Insurance Corporation Improvement Act of 1991
Mission
Consumer Protection
Law
Pub. L. No. 102-242, 105 Stat. 2236, codified in relevant part at 12 U.S.C. § 1831t
Section 151 of this Act (adding Section 43 of the Federal Deposit Insurance Act), as amended by the Financial Services Regulatory Relief Act of 2006, Pub. L. No. 109-351, 120 Stat. 2011, and the Dodd...
Fair Debt Collection Practices Act
Mission
Consumer Protection
Law
15 U.S.C. §§ 1692-1692p
Under this Act (Title VIII of the Consumer Credit Protection Act), third-party debt collectors are prohibited from using deceptive or abusive conduct in the collection of consumer debts incurred for...
Fair and Accurate Credit Transactions Act of 2003
Mission
Consumer Protection
Law
Pub. L. No. 108-159, 117 Stat. 1952, codified to 15 U.S.C. §§ 1681-1681x
This Act, amending the Fair Credit Reporting Act (FCRA), adds provisions designed to improve the accuracy of consumers' credit-related records. It gives consumers the right to one free credit report a...
Equal Credit Opportunity Act
Mission
Consumer Protection
Law
15 U.S.C. §§ 1691-1691f
This Act (Title VII of the Consumer Credit Protection Act) prohibits discrimination on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or...
Electronic Fund Transfer Act
Mission
Consumer Protection
Law
15 U.S.C. §§ 1693-1693r
This Act (Title IX of the Consumer Credit Protection Act) establishes the rights, liabilities and responsibilities of participants in electronic fund transfer systems. The Act requires financial...
Federal Trade Commission Act
Mission
Competition
Consumer Protection
Law
15 U.S.C. §§ 41-58, as amended
The Federal Trade Commission Act is the primary statute of the Commission. Under this Act, as amended, the Commission is empowered, among other things, to (a) prevent unfair methods of competition and...
File
Safe Web Act
(194.69 KB)
Fair Credit Billing Act
Mission
Consumer Protection
Law
15 U.S.C. 1666-1666j
This Act, amending the Truth in Lending Act, requires prompt written acknowledgment of consumer billing complaints and investigation of billing errors by creditors. The amendment prohibits creditors...
Consumer Leasing Act
Mission
Consumer Protection
Law
15 U.S.C. §§ 1667-1667f
This Act, amending the Truth in Lending Act, regulates personal property leases that exceed four months in duration and that are made to consumers for personal, family, or household purposes. The Act...
Home Ownership and Equity Protection Act
Mission
Consumer Protection
Law
Pub. L. No. 103-325, 108 Stat. 2190, codified to various parts of Truth in Lending Act, particularly 15 U.S.C. §§ 1601-02, §§1639-41
The Act, amending the Truth in Lending Act, establishes disclosure requirements and prohibits equity stripping and other abusive practices in connection with high-cost mortgages. The Dodd-Frank Act...
Unlawful Internet Gambling Enforcement Act
Mission
Consumer Protection
Law
Pub. L. No. 109–347, 120 Stat. 1952 (2006), codified in relevant part at 31 U.S.C. §§ 5361- 5367
This Act prohibits any person engaged in the business of betting, as defined, from knowingly accepting credit, electronic fund transfers, checks, or any other payment involving a financial institution...
Credit Repair Organizations Act
Mission
Consumer Protection
Law
15 U.S.C. §§ 1679-1679j
This Act, Title IV of the Consumer Credit Protection Act, prohibits untrue or misleading representations and requires certain affirmative disclosures in the offering or sale of "credit repair"...
Military Credit Monitoring Rule
The Military Credit Monitoring Rule requires the nationwide consumer reporting agencies (CRAs) to provide free electronic credit monitoring services for active duty military consumers. The rule...
Displaying 161 - 175 of 175