Announced Action for January 3, 2006

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Commission authorization of filing of amended complaint: The Commission has authorized the staff to file an amended complaint in the matter currently pending against Centurion Financial Benefits, et al. The Commission’s original complaint in this matter, announced on September 27, 2005, alleged the defendants engaged in a widespread cross-border fraud scheme, operating out of Canada and targeting United States citizens. In filing the amended complaint, the Commission has added 1648534 Ontario Ltd., d/b/a Sureway Beneficial; 1652242 Ontario Ltd., d/b/a Oxford Financial Alliance and Oxford Financial Benefits; 1656324 Ontario Ltd., d/b/a Simple Choice Financial Benefits; 1466827 Ontario Ltd., d/b/a ESI Employment Solutions, Inc.; 6347738 Canada Inc., d/b/a ESI Contact Inc.; 1571816 Ontario Ltd, d/b/a RNR Holdings and Vu Com Communications; Frank Bellissimo; Robert J. Houttuin; Catreena Alexandra Marchewka; and Sylvain Cholette as defendants in this matter.

The Commission vote authorizing the staff to file the amended complaint was 4-0. (FTC File No. X050071, Civ. No. 05-C-5442; the staff contact is Todd M. Kossow, FTC Midwest Region, Chicago, 312-960-5634; see press release dated September 27, 2005.)

Copies of the documents mentioned in this release are available from the FTC’s Web site at and also from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, DC 20580. Call toll-free: 1-877-FTC-HELP.

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