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FTC Returns Money to People Who Were Overcharged for Payday Loans

The FTC is sending 26,698 checks totaling more than $970,000 to people who were harmed by a deceptive payday lending scheme that operated under the names Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending.

According to the FTC, the defendants told borrowers that their payday loans would be repaid after a fixed number of payments. Instead, long after the promised number of payments had been made, borrowers learned that the payments had been applied to finance charges only and that the defendants were continuing to make regular withdrawals from their checking accounts.

If you get a check, please cash it within 90 days.

You can find answers to common questions about refund payments on our FAQ page. If you have any other questions, please call the refund administrator at 1-855-662-0075.