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Displaying 2051 - 2096 of 2096
Advisory Opinion: Section 603(d)(2): Definition of "consumer report" (exclusions)
The Fur Rules help consumers make informed buying decisions by requiring fur manufacturers and retailers to label fur products with certain information, such as the animal’s name, the name of the manufacturer, and the garment’s country of origin. Fur Products Labeling Act , 15 U.S.C. 69 Truth in...
Rule Summary: The Fair Credit Reporting Act: Identity Theft Rules
Rule Summary: 900-Number Rule
The 900-Number Rule requires disclosures about the cost of telephone-based entertainment or information services -- known as "audiotext" services -- that consumers access by dialing a 900 number. These disclosures must be made in the advertising of any 900-number audiotext service, and also in a...
Rule Summary: Textile Fiber Rule
The Textile Fiber Rule requires that certain textiles sold in the United States carry labels disclosing the generic names and percentages by weight of the constituent fibers in the product, the manufacturer or marketer name, and the country where the product was processed or manufactured.
Rule Summary: Deceptive Pricing
Rule Summary: Credit Practices
Rule Summary: Safeguards Rule
The Safeguards Rule requires financial institutions under FTC jurisdiction to have measures in place to keep customer information secure. In addition to developing their own safeguards, companies covered by the Rule are responsible for taking steps to ensure that their affiliates and service...
Rule Summary: Eyeglass Rule
The Eyeglass Rule requires that optometrists and ophthalmologists provide patients a copy of their prescription after the completion of an eye examination without extra cost. In addition, the Rule prohibits optometrists and ophthalmologists from conditioning the availability of an examination on a...
Rule Summary: Test Procedures and Labeling Standards for Recycled Oil
The Rule, which is mandated by the Energy Policy and Conservation Act of 1975, prescribes testing procedures and labeling standards for recycled oil.
Case: Nationwide Industries
Federal Trade Commission Decisions, Volume 116 , Page 853
Rule Summary: Green Guides
The Green Guides were issued to help marketers ensure that the claims they are making are true and substantiated. The guidance they provide includes: general principles that apply to all environmental marketing claims; how consumers are likely to interpret particular claims and how marketers can...
Rule Summary: Automotive Fuel Ratings, Certification and Posting
Rule Summary: Interpretations of Magnuson-Moss Warranty Act
The Cooling Off Rule provides that it is unfair and deceptive for sellers engaged in “door-to-door” sales valued at more than $25 to fail to provide consumers with disclosures regarding their right to cancel the sales contract within three business days of the transaction.
Advisory Opinion: Section 604(a)(3)(A): Credit transaction
Rule Summary: Advertising of Warranties and Guarantees
Rule Summary: The Fair Credit Reporting Act: Risk-Based Pricing Rule
Rule Summary: Children's Online Privacy Protection Rule ("COPPA")
COPPA imposes certain requirements on operators of websites or online services directed to children under 13 years of age, and on operators of other websites or online services that have actual knowledge that they are collecting personal information online from a child under 13 years of age.
Case: Texwipe Company
Federal Trade Commission Decisions, Volume 116, Page 1169
Rule Summary: Financial Privacy Rule
The regulations require financial institutions to provide particular notices and to comply with certain limitations on disclosure of nonpublic personal information. A financial institution must provide a notice of its privacy policies and practices with respect to both affiliated and nonaffiliated...
Rule Summary: Use of Prenotification Negative Option Plans
Under these plans, sellers ship merchandise such as books, compact discs or tapes automatically to their subscribers, and bill them for the merchandise, if they do not expressly reject the merchandise within a prescribed time.
The offer of "Free" merchandise or service is a promotional device frequently used to attract customers. When making "Free" or similar offers all of the terms and conditions upon which one can receive and retain the “Free” item should be set forth clearly and conspicuously at the outset of the...
Rule Summary: Fair Credit Billing Act
Rule Summary: Jewelry, Precious Metals, and Pewter Industries
Rule Summary: Wool Products Labeling Rules
The Wool Products Labeling Rules require labels on wool products disclosing the manufacturer's or marketer's name, the country where the product was processed or manufactured, and information about the fiber content.
Case: Zipatone, Inc.
Federal Trade Commission Decisions, Volume 114, Page 376
The Unavailability Rule prohibits food retailers from advertising products at a stated price unless the products are in stock and available during the effective period of the advertisement, or the ad discloses that supplies are limited or available only at some outlets. It is not a violation if the...
Rule Summary: Free Credit Report Rule
Rule Summary: Contact Lens Rule
The Contact Lens Rule contains two key requirements. The first requirement is that contact lens prescribers (i.e., optometrists and ophthalmologists) must provide patients with a copy of their contact lens prescriptions at the completion of a contact lens fitting. The second requirement is that a...
Case: DeMert & Dougherty, Inc.
Federal Trade Commission Decisions, Volume 116 , Page 841
Rule Summary: Holder in Due Course Rule
The Preservation of Consumers’ Claims and Defenses [Holder in Due Course Rule], formally known as the "Trade Regulation Rule Concerning Preservation of Consumers' Claims and Defenses," protects consumers when merchants sell a consumer's credit contracts to other lenders. Specifically, it preserves...
Rule Summary: Rebuilt, Reconditioned and Other Used Automobile Parts
The Guides prohibit misrepresentations that a part is new or about the condition, extent of previous use, reconstruction, or repair of a part. Previously used parts must be clearly and conspicuously identified as such in advertising and packaging, and, if the part appears new, on the part itself...