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Rule Summary: Interpretations of Magnuson-Moss Warranty Act
The Cooling Off Rule provides that it is unfair and deceptive for sellers engaged in “door-to-door” sales valued at more than $25 to fail to provide consumers with disclosures regarding their right to cancel the sales contract within three business days of the transaction.
Rule Summary: Children's Online Privacy Protection Rule ("COPPA")
COPPA imposes certain requirements on operators of websites or online services directed to children under 13 years of age, and on operators of other websites or online services that have actual knowledge that they are collecting personal information online from a child under 13 years of age.
Case: Texwipe Company
Federal Trade Commission Decisions, Volume 116, Page 1169
Rule Summary: Advertising of Warranties and Guarantees
Rule Summary: The Fair Credit Reporting Act: Risk-Based Pricing Rule
Rule Summary: Use of Prenotification Negative Option Plans
Under these plans, sellers ship merchandise such as books, compact discs or tapes automatically to their subscribers, and bill them for the merchandise, if they do not expressly reject the merchandise within a prescribed time.
Rule Summary: Financial Privacy Rule
The regulations require financial institutions to provide particular notices and to comply with certain limitations on disclosure of nonpublic personal information. A financial institution must provide a notice of its privacy policies and practices with respect to both affiliated and nonaffiliated...
Rule Summary: Fair Credit Billing Act
Rule Summary: Jewelry, Precious Metals, and Pewter Industries
Rule Summary: Wool Products Labeling Rules
The Wool Products Labeling Rules require labels on wool products disclosing the manufacturer's or marketer's name, the country where the product was processed or manufactured, and information about the fiber content.
Case: Zipatone, Inc.
Federal Trade Commission Decisions, Volume 114, Page 376
The offer of "Free" merchandise or service is a promotional device frequently used to attract customers. When making "Free" or similar offers all of the terms and conditions upon which one can receive and retain the “Free” item should be set forth clearly and conspicuously at the outset of the...
Rule Summary: Contact Lens Rule
The Contact Lens Rule contains two key requirements. The first requirement is that contact lens prescribers (i.e., optometrists and ophthalmologists) must provide patients with a copy of their contact lens prescriptions at the completion of a contact lens fitting. The second requirement is that a...
Case: DeMert & Dougherty, Inc.
Federal Trade Commission Decisions, Volume 116 , Page 841
Rule Summary: Holder in Due Course Rule
The Preservation of Consumers’ Claims and Defenses [Holder in Due Course Rule], formally known as the "Trade Regulation Rule Concerning Preservation of Consumers' Claims and Defenses," protects consumers when merchants sell a consumer's credit contracts to other lenders. Specifically, it preserves...
Rule Summary: Rebuilt, Reconditioned and Other Used Automobile Parts
The Guides prohibit misrepresentations that a part is new or about the condition, extent of previous use, reconstruction, or repair of a part. Previously used parts must be clearly and conspicuously identified as such in advertising and packaging, and, if the part appears new, on the part itself...
The Unavailability Rule prohibits food retailers from advertising products at a stated price unless the products are in stock and available during the effective period of the advertisement, or the ad discloses that supplies are limited or available only at some outlets. It is not a violation if the...
Rule Summary: Free Credit Report Rule
Rule Summary: R-Value Rule
The R-value Rule (formally, the “Trade Regulation Rule Concerning the Labeling and Advertising of Home Insulation”) requires home insulation manufacturers, professional installers, new home sellers, and retailers to provide R-value information, based on the results of standard tests, to help inform...
Rule Summary: Health Breach Notification Rule
The Rule requires vendors of personal health records and related entities to notify consumers following a breach involving unsecured information. In addition, if a service provider to one of these entities has a breach, it must notify the entity, which in turn must notify consumers. The Final Rule...
Rule Summary: Fuel Economy Advertising for New Automobiles
The Guide Concerning Fuel Economy Advertising for New Automobiles assist automobile manufacturers and dealers in avoiding deceptive fuel economy claims and using fuel economy information truthfully in advertising.
Rule Summary: The Fair Credit Reporting Act: Affiliate Marketing
Rule Summary: Leather Guides
The Leather Guides address misrepresentations about the composition and characteristics of certain leather and imitation leather products, and state that disclosure of non-leather content should be made for material that appears to be, but is not, leather.
Case: Mobil Oil Corporation
Federal Trade Commission Decisions, Volume 116, Page 113
Public Comment Initiative: #227: Project No.: P075420: Impact and Effectiveness of Credit Report Freezes
Rule Summary: Business Opportunity Rule
Rule Summary: Telemarketing Sales Rule
The Telemarketing Sales Rule, which requires telemarketers to make specific disclosures of material information; prohibits misrepresentations; sets limits on the times telemarketers may call consumers; prohibits calls to a consumer who has asked not to be called again; and sets payment restrictions...
Rule Summary: Energy and Water Use Labeling for Consumer Products Under the Energy Policy and Conservation Act (“Energy Labeling Rule”)
The Energy Labeling Rule calls for the familiar yellow Energy Guide labels stating a product’s estimated annual operating cost and energy consumption, and a range for comparing the highest and lowest energy cost for similar models. Energy Guide labels appear on clothes washers, dishwashers,...
Rule Summary: Fair Packaging and Labeling Act
The Fair Packaging and Labeling Act (FPLA or Act), enacted in 1967, directs the Federal Trade Commission and the Food and Drug Administration to issue regulations requiring that all "consumer commodities" be labeled to disclose net contents, identity of commodity, and name and place of business of...
Rule Summary: The Fair Credit Reporting Act: Disposal Rule
Rule Summary: Mail, Internet, or Telephone Order Merchandise Rule
The Rule, issued in 1975, requires sellers who solicit buyers to order merchandise through the mail, via the Internet, or by phone to have a reasonable basis to expect that the sellers can ship within the advertised time frame, or, if no time frame is specified, within 30 days. The Rule also...
Case: PerfectData Corporation
Federal Trade Commission Decisions, Volume 116, Page 769
Rule Summary: Guides Against Bait Advertising
Rule Summary: CAN-SPAM Rule
The CAN-SPAM Act requires the Commission to issue regulations “defining the relevant criteria to facilitate the determination of the primary purpose of an electronic mail message.” The CAN-SPAM Act applies almost exclusively to “commercial electronic mail messages”.