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Rule Summary: The Fair Credit Reporting Act: Identity Theft Rules
Rule Summary: The Fair Credit Reporting Act: Risk-Based Pricing Rule
Rule Summary: Test Procedures and Labeling Standards for Recycled Oil
The Rule, which is mandated by the Energy Policy and Conservation Act of 1975, prescribes testing procedures and labeling standards for recycled oil.
Case: Texwipe Company
Federal Trade Commission Decisions, Volume 116, Page 1169
The regulations require financial institutions to provide particular notices and to comply with certain limitations on disclosure of nonpublic personal information. A financial institution must provide a notice of its privacy policies and practices with respect to both affiliated and nonaffiliated...
Rule Summary: Unavailability Rule
Rule Summary: Use of Prenotification Negative Option Plans
Under these plans, sellers ship merchandise such as books, compact discs or tapes automatically to their subscribers, and bill them for the merchandise, if they do not expressly reject the merchandise within a prescribed time.
Case: DeMert & Dougherty, Inc.
Federal Trade Commission Decisions, Volume 116 , Page 841
Advisory Opinion: Section 607(e): Procurement of reports for resale
Rule Summary: Energy Labeling Rule
Advisory Opinion: Section 603(d)(2): Definition of "consumer report" (exclusions)
Rule Summary: CAN-SPAM Rule
The CAN-SPAM Act requires the Commission to issue regulations “defining the relevant criteria to facilitate the determination of the primary purpose of an electronic mail message.” The CAN-SPAM Act applies almost exclusively to “commercial electronic mail messages”.
Rule Summary: Telemarketing Sales Rule
Rule Summary: Interpretations of Magnuson-Moss Warranty Act
Case: Zipatone, Inc.
Federal Trade Commission Decisions, Volume 114, Page 376
Rule Summary: Business Opportunity Rule
Rule Summary: Contact Lens Rule
The Contact Lens Rule contains two key requirements. The first requirement is that contact lens prescribers (i.e., optometrists and ophthalmologists) must provide patients with a copy of their contact lens prescriptions at the completion of a contact lens fitting. The second requirement is that a...
Case: Mobil Oil Corporation
Federal Trade Commission Decisions, Volume 116, Page 113
Rule Summary: Holder in Due Course Rule
The Preservation of Consumers’ Claims and Defenses [Holder in Due Course Rule], formally known as the "Trade Regulation Rule Concerning Preservation of Consumers' Claims and Defenses," protects consumers when merchants sell a consumer's credit contracts to other lenders. Specifically, it preserves...
Rule Summary: Mail, Internet, or Telephone Order Merchandise Rule
The Rule, issued in 1975, requires sellers who solicit buyers to order merchandise through the mail, via the Internet, or by phone to have a reasonable basis to expect that the sellers can ship within the advertised time frame, or, if no time frame is specified, within 30 days. The Rule also...
Rule Summary: Used Car Rule
The Used Car Rule, formally known as the Used Motor Vehicle Trade Regulation Rule, has been in effect since 1985. It requires car dealers to display a window sticker, known as a Buyers Guide, on the used cars they offer for sale. The Buyers Guide discloses whether the dealer offers a warranty and,...
Rule Summary: Guides Against Deceptive Pricing
Rule Summary: Eyeglass Rule
Rule Summary: Fair Credit Reporting Act
Rule Summary: The Fair Credit Reporting Act: Affiliate Marketing
The Leather Guides address misrepresentations about the composition and characteristics of certain leather and imitation leather products, and state that disclosure of non-leather content should be made for material that appears to be, but is not, leather.
Case: PerfectData Corporation
Federal Trade Commission Decisions, Volume 116, Page 769
Rule Summary: Picture Tube Rule
Rule Summary: Rules and Regulations Under the Hobby Protection Act
The Hobby Protection Act, passed by Congress in 1973, covers imitation political items (e.g., buttons, posters, stickers, etc.), as well as imitation numismatic items (e.g., various coins, tokens, paper money, commemorative medals) that are required to be marked with certain identifying information...
Federal Trade Commission Decisions, Volume 115 , Page 339
Rule Summary: Fur Rules