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Displaying 51 - 92 of 92
May 30, 2012
The Federal Trade Commission hosted a one-day public workshop to consider the need for new guidance concerning advertising and privacy disclosures in today's online and mobile environments. The workshop addressed online disclosure challenges, including making clear and conspicuous disclosures in...
Press Release: Federal Trade Commission, Consumer Financial Protection Bureau Pledge to Work Together to Protect Consumers
The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have signed an agreement to coordinate efforts to protect consumers and avoid duplication of federal law enforcement and regulatory efforts. “The FTC has always been committed to protecting consumers and...
Closing Letter: Tronix Country, LLC
October 14, 2011
Homeowners will be protected by a new Federal Trade Commission rule that bans providers of mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they decide is acceptable. “At a time when many...
The Federal Trade Commission has issued an enforcement policy statement on a new FTC rule that protects consumers by barring debt relief firms from collecting up-front fees. In its statement, the FTC says that while most companies that sell debt relief services over the telephone are now prohibited...
November 4, 2009
Participants at this one-day forum, held on Wednesday, November 4, 2009, discussed the proposed amendments to the Telemarketing Sales Rule to address debt relief services.
Public Event: Consumer Protection and the Debt Settlement Industry
September 25, 2008
The Federal Trade Commission staff will hold a workshop on September 25, 2008 to explore the growth of the for-profit debt settlement industry and to analyze how its model is affecting consumers and businesses. The event is free and open to the public, and there will be no pre-registration. The...
Press Release: Commission Issues Advisory Opinion on FDCPA and Debt Collectors; FTC Extends Comment Period for Mobile Town Hall
Issuance of Commission advisory opinion: The Commission has issued an advisory opinion stating that the Fair Debt Collection Practices Act does not prohibit a debt collector in the foreclosure context from communicating with consumers regarding possible settlement options that may assist consumers...
Case: Fairbanks Capital Corp.
Public Event: Predatory Lending Forum
April 3, 2001
The FTC's Northeast Regional Office hosted a public forum focusing on illegal "predatory" lending practices that often exploit lower-income and minority borrowers and frequently target elderly homeowners. The Predatory Lending Forum brought together about 300 consumer advocates, bankers, state and...
Closing Letter: Creditrust Corporation
January 30, 2001
Rule Summary: Credit Practices
Public Statement: FTC Policy Statement on Deception
Type of Public Statement:
Rule Summary: Holder in Due Course Rule
The Preservation of Consumers’ Claims and Defenses [Holder in Due Course Rule], formally known as the "Trade Regulation Rule Concerning Preservation of Consumers' Claims and Defenses," protects consumers when merchants sell a consumer's credit contracts to other lenders. Specifically, it preserves...