Tag: Consumer Protection

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This Act, as amended by the 2009 Family Smoking Prevention and Tobacco Control Act (see below), requires manufacturers, packagers, and importers of smokeless tobacco products to place one of four statutorily-prescribed health-related warning labels on product packages and in advertisements, on a...
Section 3009(a) of this Act authorizes the Commission to prosecute as an unfair or deceptive practice in violation of the FTC Act the sending of unordered merchandise and the sending of bills or dunning communications concerning any such merchandise.
The Act requires the Commission to promulgate regulations (1) defining and prohibiting deceptive telemarketing acts or practices; (2) prohibiting telemarketers from engaging in a pattern of unsolicited telephone calls that a reasonable consumer would consider coercive or an invasion of privacy; (3...
This Act, amending the Truth in Lending Act, requires creditors to provide certain disclosures for open-end credit plans secured by the consumer's dwelling and imposes substantive limitations on such plans.
The Act, amending the Truth in Lending Act, establishes disclosure requirements and prohibits equity stripping and other abusive practices in connection with high-cost mortgages. The Dodd-Frank Act (see below) made substantial amendments to this Act.
This Act protects children's privacy by giving parents the tools to control what information is collected from their children online. Under the Act's implementing Rule (codified at 16 C.F.R.
Section 5 of this Act, Pub. L. No. 105-318, 112 Stat. 3007, makes the FTC a central clearinghouse for identity theft complaints. The Act requires the FTC to log and acknowledge such complaints, provide victims with relevant information, and refer their complaints to appropriate entities (e.g., the...
Title V, subtitle A, of this Act requires the FTC, along with several other agencies, to issue regulations (see 16 CFR Part 313) ensuring that financial institutions protect the privacy of consumers' personal financial information. Such institutions must develop and give notice of their privacy...
This Act requires the FTC, the Attorney General, and the Secretary of Education to jointly submit a report to Congress each year on fraud in the offering of college education financial assistance services. Each report must contain an assessment of the nature and quantity of incidents of such fraud...
Section 626 of this Act directs the Federal Trade Commission to issue rules relating to unfair or deceptive acts or practices regarding mortgage loans, including loan modification and foreclosure rescue services. It also authorizes the FTC to enforce the rules and obtain civil penalties for...
This Act outlaws manufacturing or importing imitation numismatic and collectible political items unless they are marked in accordance with regulations prescribed by the Federal Trade Commission.
Title I of this Act authorizes the Federal Trade Commission to develop regulations for written and implied warranties. The Act directs the Commission to establish disclosure and designation standards for written warranties, specifies standards for full warranties, and establishes consumer remedies...
This Act to reform health care provides for the FTC to participate in the Interagency Working Group on Health Care Quality and the National Prevention, Health Promotion and Public Health Council, both established under the Act.
This Act provides the FTC with a number of tools to improve enforcement regarding fraudulent spam, spyware, misleading advertising, privacy and security breaches, and other consumer protection matters, particularly those with an international dimension. Among other things, the Act allows increased...
This Act provides for the availability of contact lens prescriptions to patients and authorizes the FTC to prescribe rules to implement the Act (codified at 16 C.F.R. Part 315). The Act also requires the FTC to study the strength of competition in the sale of prescription contact lenses and to...
This Act, amending the Professional Boxing Safety Act of 1996, specifies that a sanctioning organization may not receive any compensation from a boxing match unless it files its bylaws and a complete description of its ratings criteria, policies, and general sanctioning fee schedule with the FTC....
Under this Act, the Commission is empowered, among other things, to (a) prevent unfair methods of competition, and unfair or deceptive acts or practices in or affecting commerce; (b) seek monetary redress and other relief for conduct injurious to consumers; (c) prescribe trade regulation rules...
This Act prohibits any post-transaction third party seller (a seller who markets goods or services online through an initial merchant after a consumer has initiated a transaction with that merchant) from charging any financial account in an Internet transaction unless it has disclosed clearly all...
Title X of this Act creates a new Bureau of Consumer Financial Protection within the Federal Reserve Board as a new supervisor for certain financial firms and as a rulemaker and enforcer against unfair, deceptive, abusive, or otherwise prohibited practices relating to most consumer financial...
This Act (a) amends the Truth in Lending Act to prescribe open-end credit lending procedures and enhanced disclosures to consumers, limit related fees and charges to consumers, increase related penalties, and establish constraints and protections for issuance of credit cards to minors and students...

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