Tag: Payments and Billing

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When you make a pact, you must keep your promises . . . or else there are consequences. That’s the premise of Pact, Inc.’s app, which lets you pledge to perform certain healthy activities each week. That’s also the lesson from Pact’s settlement with the FTC over its own broken...
Consumer scams need four things to survive: food, water, air – and access to the credit card system. Credit card networks build protections into the system to engage lawful businesses while keeping an eye out for fraud. When people use tactics to try to work around those protections,...
Here’s a riddle. What five-letter word can mean a try-out, a source of vexation, and a legal proceeding?
The FTC’s law enforcement action against Amazon for unauthorized billing recently settled, leaving two key takeaways: 1) Consumers are eligible for more than $70 million in refunds; and 2) Businesses need to get customers’ express consent before placing charges on their credit or...
When websites prominently advertised “FREE!” golf balls and other gear, duffers and low-handicappers alike swung for the deal. But according to the FTC, 10 related defendants drove consumers into the rough with poorly disclosed terms and conditions, deceptive negative options, and...

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Following a trial, a federal court has found Terrason Spinks and his company, Jet Processing Inc., liable for more than $280 million in consumer harm caused by the IWorks scheme.
La Comisión Federal de Comercio (FTC, por su sigla en inglés) presentó cargos contra un grupo de comerciantes que debitaron cargos a las cuentas bancarias de los consumidores por más de $40 millones de dólares por inscribirlos en membresías de tres clubes de descuentos sin su debida autorización.
The Federal Trade Commission has charged a group of marketers with debiting more than $40 million from consumers’ bank accounts for membership in three online discount clubs they enrolled consumers in without their authorization.
La Comisión Federal de Comercio (FTC, por su sigla en inglés) ha presentado cargos contra una operación por atraer a la gente en internet de manera engañosa a una estafa de opción negativa usando una oferta inicial de bajo costo ($1.03 más cargos por manejo y envío) por una “prueba” de productos...
The remaining defendants behind a massive landline cramming operation agreed to settle Federal Trade Commission charges that they placed more than $70 million in unauthorized charges on consumers’ phone bills.
NetSpend Corporation has agreed to settle Federal Trade Commission allegations that the prepaid card company deceived people about access to funds deposited on NetSpend debit cards.

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