Tag: Credit and Loans

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The Federal Trade Commission’s Fintech Forum on marketplace lending is being held tomorrow, June 9, 2016, from 9:30 a.m. to 12:30 p.m. FTC Chairwoman Edith Ramirez will provide opening remarks. The event will feature panels panel exploring the current state of marketplace lending and its...
Technology experts, consumer advocates, and industry and government representatives will be part of the Federal Trade Commission’s first FinTech Forum event examining marketplace lending and its impact on consumers, taking place June 9. FTC Chairwoman Edith Ramirez will give opening remarks at the...
A Texas-based debt collection agency will pay $72,000 in civil penalties and be required to adopt new procedures to settle Federal Trade Commission charges that it violated the requirements of the Fair Credit Reporting Act (FCRA).
The Federal Trade Commission will host a forum on June 9 exploring the growing world of marketplace lending and its implications for consumers. This forum is the first in a series of FTC events looking at consumer protection across different areas of emerging financial technology.
A group of defendants have settled Federal Trade Commission charges that they knowingly provided scammers with hundreds of thousands of consumers’ sensitive personal information – including Social Security and bank account numbers.
The Federal Trade Commission is mailing checks to consumers who lost money to a scam that promised to help consumers get payday loans, then debited their bank accounts instead, in increments of $30, without their authorization.
The staff of the Federal Trade Commission has provided an annual summary to the Consumer Financial Protection Bureau on the FTC’s activities related to the enforcement of the Equal Credit Opportunity Act, or ECOA.
Two payday lenders have settled Federal Trade Commission charges that they illegally charged consumers across the country undisclosed and inflated fees. The two companies, Red Cedar Services Inc. and SFS Inc., have each paid $2.2 million and collectively waived $68 million in fees to consumers...
The Federal Trade Commission is seeking public comment on a proposed qualitative survey of consumers to learn about their experiences in buying and financing automobiles at dealerships. The comments will be considered before the FTC seeks clearance for the survey from the Office of Management and...
The Federal Trade Commission is mailing 64,607 checks totaling $1.5 million to consumers who lost money to an online operation that illegally debited their bank accounts when they sought payday loans.
Loan-Servicing Arm of Tricolor Auto Failed to Maintain Policies and Procedures Required by FCRA’s Furnisher Rule to Maintain Accuracy, Integrity of Consumer Information
Bajo los términos de acuerdos resolutorios con la Comisión Federal de Comercio (FTC, por su sigla en español) a los operadores de un falso esquema de reparación de crédito que presuntamente engañaron a consumidores hispanohablantes para que pagaran miles de dólares, supuestamente para mejorar sus...
The operators of a bogus credit repair scheme that allegedly tricked Spanish-speaking consumers into paying thousands of dollars each to supposedly improve their credit will be banned from offering credit repair services and subject to a monetary judgment under settlements with the Federal Trade...
Following a public comment period, the Federal Trade Commission approved final consent orders with two car title lenders that the FTC alleged failed to disclose important conditions and financing information about their title loans.
A petición de la Comisión Federal de Comercio (FTC, por su sigla en inglés), una corte federal ha suspendido las operaciones de una compañía que se autodenomina “FTC Credit Solutions”. Presuntamente, la compañía usó una inexistente afiliación con la Comisión para comercializar falsos servicios de...
At the request of the Federal Trade Commission, a federal court has halted the operations of a company that calls itself “FTC Credit Solutions.” The company allegedly used false affiliation with the Commission to market bogus credit repair services to Spanish-speaking consumers.
Two new defendants have been named in a Federal Trade Commission case against a phony debt relief and credit repair scheme that allegedly deceived consumers about non-existent federal programs to pay off their bills and fix poor credit.
The Federal Trade Commission has taken action for the first time against two car title lenders, reaching settlements that will require them to stop their use of deceptive advertising to market title loans.
Por primera vez, la Comisión Federal de Comercio (FTC, por su sigla en inglés), ha tomado medidas contra dos prestadores que otorgan préstamos sobre el título de propiedad de carros, logrando acuerdos resolutorios que les exigirán que cesen de usar anuncios engañosos para publicitar sus préstamos...
The Federal Trade Commission has issued a follow-up study of credit report accuracy that found most consumers who previously reported an unresolved error on one of their three major credit reports believe that at least one piece of disputed information on their report is still inaccurate.

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