Tag: Credit and Loans

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Filtering by content type: Plain Language Guidance

If you advertise consumer leases, the Federal Trade Commission has important information for you: Your ads must comply with the streamlined rules for lease advertising found in the Consumer Leasing Act (CLA) and Regulation M. These requirements focus on essential lease information for...
This guidance document also is available in Korean, Vietnamese, and Chinese.
Introduction How the Credit Practices Rule Affects Consumer Contracts What the Rule Requires Who Must Comply What Transactions Are Covered How Penalities Are Assessed How Exemptions Are Granted How to Comply with the Rule
You’re looking at housing applicants or deciding whether to renew a current tenant’s lease.  You decide to run a tenant background check through a company that compiles background information.  These tenant background checks can include a variety of information, including rental and...
Whether you're planning to start your own business or expand the one you own, you may be in the market for credit. When you shop for a loan or line of credit, remember that the law protects you against discrimination. The Equal Credit Opportunity Act (ECOA) prohibits creditors from...