Filtering by content type: Plain Language Guidance
If you advertise consumer leases, the Federal Trade Commission has important information for you: Your ads must comply with the streamlined rules for lease advertising found in the Consumer Leasing Act (CLA) and Regulation M. These requirements focus on essential lease information for...
This guidance document also is available in Korean, Vietnamese, and Chinese.
How the Credit Practices Rule Affects Consumer Contracts
What the Rule Requires
Who Must Comply
What Transactions Are Covered
How Penalities Are Assessed
How Exemptions Are Granted
How to Comply with the Rule
You’re looking at housing applicants or deciding whether to renew a current tenant’s lease. You decide to run a tenant background check through a company that compiles background information.
These tenant background checks can include a variety of information, including rental and...
Whether you're planning to start your own business or expand the one you own, you may be in the market for credit. When you shop for a loan or line of credit, remember that the law protects you against discrimination. The Equal Credit Opportunity Act (ECOA) prohibits creditors from...