16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
It's annoying and misleading to listen to these commercials or to have ads pop up on your computer. They're not free and should not be allowed to advertise as such with a little "hook" on the end of the message. This is misleading to many and people are taken advantage of. These companies should be made to state from the outset that there's a fee and frequently a required membership. This is wrong and unfair.