16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
I think that the fact that something is advertised a FREE and then a month or so later you find a charge on your account for 19.99 or however much is misleading. I have had this happen to people very close to me, and becuase they make it such a hassle to get your money refunded, they liars end up getting your money. This needs to be stopped immediately. Or a disclaimer in LARGE letters saying that free does not mean free... it means 19.99.