16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
Please don't let misleading ads for "free credit reports" keep running. My ex-husband bankrupted us by signing up for every add-on credit-card service there was, not knowing that stuff was all free if you only knew the law and how to access it. He has a master's degree. Gullible Americans come in all types. Getting people to sign up for surprise credit-card charges is predatory lending, pure and simple.