16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments #543670-00095

Submission Number:
Mr. Carwin Sterling
Initiative Name:
16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments
I have several credit cards and a loan that I co-signed for my daughter and it became overwhelming to pay because of the high interest rates. Yes, I considered bankruptcy and several people said I couldn't do it because I'm married, which I think is wrong. With Debt Settlement America I'm able to ease a lot of the worry because they realize what and how to help. I'm able to make one payment a month and do not have to worry about an overwhelming amount to pay and not live from pay check-to-pay check. The people at Debt Settlement America are very considerate, kind, and were/are willing to listen and help every way possible, I've been able to settle some accounts through them without any hassles! I do encourage you to consider millions of people in my situation not to regulate debt settlement for they are a one of few, that I did research before considering other alternatives. They have helped me considerably with my cause. Without Debt Settlement America I do not know what I've done. They are a tremendous help to anyone who have considered them and there isn't anywhere else for us to turn to for help. There are millions of families who do not have alternatives for help. I would like to encourage, persuade, plead, and ask not to regulate debt settlement! Carwin Wendell Sterling