16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments #543670-00014

Submission Number:
Cynthia Hooker
Initiative Name:
16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments
I sincerely hope that there is enough space here for me to tell you how grateful my husband and I are to the folks at Debt Shield. Here is our story: A few years ago, my dear husband was finally diagnosed as being bi-polar(manic-depressive) but not before he racked up thousands of dollars worth of credit card bills. We were totally swamped in bills, just making minimum payments. Then, our son attempted suicide, partially because of HIS debt and we found ourselves robbing Peter to pay Paul. I have had many medical issues, including diabetes & a cancer scare, causing some extra expenses. My husband lost his job, our son moved in with us for awhile and the we needed a new furnace and a new roof! Even though I made good money, we were drowning in debt & desperate! Not knowing what to do or where to turn, I reached out to Debt Shield. What angels they have been--so gracious and caring! When we began the Program we had close to $60,000 in credit card debt. The Debt Shield folks spent so much time and effort in working ith us, walking us through each step, helping us, encouraging us, catching us when we stumbled! They figured we could be through our Program in about 25 months, by keeping up our program fees(which were far less than what we'd been paying on the minmum payments) and adding any extra we could from time to time. In less than 18 months, we were making our last payment & had graduated the program! Words cannot describe how we feel about the Debt Shield Program and its wonderful people! I don't know what our lives would have been like if we had not gone to Debt Shield for help. We probably would have lost our home or would have had to file bankruptcy. We would most definitely recommend Debt Shield to anyone having financial troubles. The Good Lord truly blessed us when we signed on with the folks at Debt Shield. Angels come in many forms and we thank God for the help we received from these wonderful people!