Agency Information Collection Activities; Proposed Collection; Comment Request; FTC File No. P154800 #00007

Submission Number:
00007
Commenter:
Paul Johnson
State:
California
Initiative Name:
Agency Information Collection Activities; Proposed Collection; Comment Request; FTC File No. P154800
TO ALL WHO DO THEIR GOOD DEEDS IN THEIR PUBLIC SERVICE, THANK YOU. HI, MY NAME IS PAUL, I AM A IDENTITY THEFT VICTIM THAT IS STRUGGLING TO RECOVER FROM THOSE WHO HAVE USED MY IDENTITY TO OBTAIN CREDIT UNDER MY NAME. OMG WHERE TO BEGIN IS STRESSFUL AND TIME CONSUMING. ANYWAY, I AM A CONSUMER WHO IS ACTIVELY ATTEMPTING TO PURCHASE A VEHICLE (TRUCK) BY FINANCING IT AT MY LOCAL TOYOTA DEALERSHIP IN ESCONDIDO, CALIFORNIA. I HAVE ABOUT TO GIVE UP WITH THIS WHOLE FINANCING ORDEAL SINCE I GET TURN DOWN BY ALL BANKS DUE TO THE FRUAD (NEGATIVE REMARKS) REPORTING. I SWARE MY CURRENT AUTO LOAN IS PAID ON TIME FOR TWO YRS SO I SHOULD HAVE NO ISSUE OBTAINING A SECOND AUTO LOAN BUT I WAS WRONG. REGARDLESS OF MY GOOD CREDIT FACTORS THAT I HAVE BUILT UP HISTORY AND WITH THE HELP OF RELATIVES, I AM STILL DENIED CREDIT AND, ITS NOT EVEN MY FAULT. I DID THE ID THEFT PROCESS OF BLOCKING INFO WHICH DOESNT BELONG TO ME AND LEGAL REQUIREMENTS WITH IT AND STILL THESE CORPORATIONS DONT COMPLY. SO BASICALLY THE SYSTEM JUST DOESNT WORK. WHAT DO I DO WHERE DO I GO, EVRY PROCESS HAS BEEN TAKEN AND I REALLY NEED A TRUCK FOR MY HOME. I ENJOY GARDENING AND MISC HOUSEHOLD IMPROVEMENTS. THESE THINGS BRING MY HAPPINESS AND PEACE. SO WHAT NOW?????? HAS THE GOVERNMENT THOUGHT OF CREATING A PROGRAM FOR ID THEFT VICTIMS TO HAVE A WAY TO OBTAIN A LOAN WITH FRAUDULENT ACCOUNTS STILL SHOWING UP ON PERSONAL CREDIT REPORTS? SOME TYPE OF LENDING EXEMPTION WOULD BE GREAT YOU KNOW. WELL THATS ALL I GOT TO SAY. THANK YOU FOR READING THIS. GOD BLESS! Sincerely, Paul