The FACT Act of 2003:  Notice and Request For Public Comment On the Effects of Credit Scores and Credit-Based Insurance Scores on the Availability and Affordability of Financial Products #514719-00051

Submission Number:
514719-00051
Commenter:
Justin Bower
State:
Wisconsin
Initiative Name:
The FACT Act of 2003:  Notice and Request For Public Comment On the Effects of Credit Scores and Credit-Based Insurance Scores on the Availability and Affordability of Financial Products
We should be allowed to "opt out" of credit reporting companies and the credit reporting companies should delete our personal data and not have access to our personal financial data unless we ask for a credit rating from them. This would greatly reduce, if not stop ID theft and would deliver a bit of privacy back into the citizens hands.