The FACT Act of 2003:  Notice and Request For Public Comment On the Effects of Credit Scores and Credit-Based Insurance Scores on the Availability and Affordability of Financial Products #514719-00011

Submission Number:
514719-00011
Commenter:
Joshua Drew
State:
New Hampshire
Initiative Name:
The FACT Act of 2003:  Notice and Request For Public Comment On the Effects of Credit Scores and Credit-Based Insurance Scores on the Availability and Affordability of Financial Products
Incomplete Credit Reporting from Credit Card Companies. I.E. Capitol One or some Citi Bank's NOT reporting Credit Limits, or showing them as 0. So when I have a 1000 dollar balance. My credit score TANKS because my FICO (credit) score thinks I am Overlimit by 1000 dollars. Thanks.