FTC Blogs

What to know about the new credit and debit chip cards

Coming to a wallet near you: new credit and debit chip cards. They’re part of a nationwide shift by major card issuers to offer added security against fraud. The new cards look like your old cards with one exception: they have a small square metallic chip on the front. The chip holds your payment data — some of which is currently held on the magnetic stripe on your old cards — and provides a unique code for each purchase. The metallic chip is designed to reduce fraud, including counterfeiting. Here’s how it works...

Scammers’ insults and injury

Scammers are big on hiding behind fake names and titles. We’ve heard from hundreds of people who got calls from fake ‘court officials’ about jury duty. The fraudsters claimed to be court officers, accused people of skipping jury duty and said they had to pay a fine immediately or face arrest. If you get a call like that, hang up. That’s not a real official calling.


You know what would go great with your pumpkin spiced treats this October? Cyber security! Okay, now that I have your attention, October is National Cyber Security Awareness Month, and it’s a great time to be #CyberAware. There are plenty of ways to participate.

Gagging rights? FTC case challenges diet claims and company’s use of consumer gag clauses

The FTC has gone to court hundreds of times to stop allegedly misleading weight loss claims and Roca Labs’ “gastric bypass alternative” promises are no exception. But other parts of the complaint – including a count challenging the defendants’ use of consumer gag clauses as an unfair practice – warrant a careful reading.

If you can’t say something nice about this weight loss product…

Consider this scenario: a company promises you its products will provide unbelievable results. But if you decide to write a negative review about your experience, the company says you owe it as much as three times what you originally paid.  That’s how it worked with Roca Labs, the FTC says — only it was the company’s weight loss claims that were unbelievable.