Tag: Consumer Protection

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This Act amends the Truth in Lending Act in various respects, including requiring certain creditors to disclose on the front of billing statements a minimum monthly payment warning for consumers and a toll-free telephone number, established and maintained by the Commission, for consumers seeking...
This Act, amending the Professional Boxing Safety Act of 1996, specifies that a sanctioning organization may not receive any compensation from a boxing match unless it files its bylaws and a complete description of its ratings criteria, policies, and general sanctioning fee schedule with the FTC....
Section 5 of this Act, Pub. L. No. 105-318, 112 Stat. 3007, makes the FTC a central clearinghouse for identity theft complaints. The Act requires the FTC to log and acknowledge such complaints, provide victims with relevant information, and refer their complaints to appropriate entities (e.g., the...
This Act requires the FTC, the Attorney General, and the Secretary of Education to jointly submit a report to Congress each year on fraud in the offering of college education financial assistance services. Each report must contain an assessment of the nature and quantity of incidents of such fraud...
Title I of this Act authorizes the Federal Trade Commission to develop regulations for written and implied warranties. The Act directs the Commission to establish disclosure and designation standards for written warranties, specifies standards for full warranties, and establishes consumer remedies...
Section 626 of this Act directs the Federal Trade Commission to issue rules relating to unfair or deceptive acts or practices regarding mortgage loans, including loan modification and foreclosure rescue services. It also authorizes the FTC to enforce the rules and obtain civil penalties for...
This Act provides the FTC with a number of tools to improve enforcement regarding fraudulent spam, spyware, misleading advertising, privacy and security breaches, and other consumer protection matters, particularly those with an international dimension. Among other things, the Act allows increased...
This statute deals with mandatory content disclosure in the labeling, invoicing, and advertising of textile fiber products. Under the Act, misbranding is unlawful, as is falsely or deceptively invoicing or advertising textile fiber products. The Act also directs the Commission to establish a...
The Act protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act. Companies that provide...
Section 151 of this Act (adding section 43 of the Federal Deposit Insurance Act), as amended by the Financial Services Regulatory Relief Act of 2006 (Pub. L. 109-352, 120 Stat. 2011) requires non-federally insured depository institutions to disclose in certain locations, documents, and advertising...
This Act to reform health care provides for the FTC to participate in the Interagency Working Group on Health Care Quality and the National Prevention, Health Promotion and Public Health Council, both established under the Act.
The Cigarette Act, as amended by the Comprehensive Smoking Education Act of 1986 and the Family Smoking Prevention and Tobacco Control Act (see below), currently requires manufacturers, packagers, and importers of cigarettes to place one of four statutorily-prescribed health-related warnings on...
Section 3009(a) of this Act authorizes the Commission to prosecute as an unfair or deceptive practice in violation of the FTC Act the sending of unordered merchandise and the sending of bills or dunning communications concerning any such merchandise.
Section 811 of this Act prohibits any manipulative or deceptive device or contrivance in connection with the wholesale purchase or sale of crude oil, gasoline, or other petroleum distillate in contravention of rules or regulations the Commission may prescribe. Section 205 of the Act requires the...
This Act amends the Energy Policy and Conservation Act (see Statutes - Both Missions) to require that the Commission issue: (1) disclosure rules to assist consumers in choosing the most efficient incandescent and fluorescent light bulbs; (2) efficiency labeling rules for certain plumbing fixtures...
This Act outlaws manufacturing or importing imitation numismatic and collectible political items unless they are marked in accordance with regulations prescribed by the Federal Trade Commission.
This Act (Title VII of the Consumer Credit Protection Act) prohibits discrimination on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or good faith exercise of any rights under the Consumer Credit Protection Act. The Act also requires...
This Act, amending the Truth in Lending Act, requires credit and charge card issuers to provide certain disclosures in direct mail, telephone and other applications and solicitations to open-end credit and charge accounts and under other circumstances.
This Act formally establishes and enhances the Interagency Coordinating Committee on the Prevention of Underage Drinking, of which the FTC is a member.
The Act, amending the Truth in Lending Act, establishes disclosure requirements and prohibits equity stripping and other abusive practices in connection with high-cost mortgages. The Dodd-Frank Act (see below) made substantial amendments to this Act.

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