Tag: Real Estate and Mortgages

Displaying 41 - 60 of 141 results.

The FTC's Northeast Regional Office hosted a public forum focusing on illegal "predatory" lending practices that often exploit lower-income and minority borrowers and frequently target elderly homeowners. The Predatory Lending Forum brought together about 300 consumer advocates,...
The FTC hosted a public workshop to explore consumer protection issues arising from the emergence of "nontraditional" or "alternative" mortgage products in the United States residential mortgage marketplace. The workshop provided an opportunity for government regulators, industry...
The FTC and the Department of Justice hosted a public workshop that focused on issues related to the competitiveness of the residential real estate industry, and covered topics such as multiple listing services, online "virtual office Web sites," discount and limited-service brokers...
Under this Act, the Commission is empowered, among other things, to (a) prevent unfair methods of competition, and unfair or deceptive acts or practices in or affecting commerce; (b) seek monetary redress and other relief for conduct injurious to consumers; (c) prescribe trade regulation rules...
Earlier this week was the 66th anniversary of the so-called Roswell UFO incident.  No, Mulder and Scully aren't on temporary assignment to the FTC and we don’t have any “now it can be told” government news on the subject.  But we can offer insights into what happening on MARS:  the...
Yesterday’s 10th anniversary of the National Do Not Call Registry was a good time to reflect on a decade of progress.  But to paraphrase Thomas Jefferson (or Patrick Henry, Irish statesman John Philpot Curran, or whoever else said it), eternal vigilance is the price of an...
Housing and mortgage market turmoil is affecting the financial security of countless hardworking Americans, and raising questions about the adequacy of consumer protection regulations in mortgage and housing markets. Concerns about increases in delinquencies and foreclosures have led...
Free workshop in New York City on Wednesday, April 29, 2009 9:30 am - 1:00 pm Protecting Personal Information: Best Practices for Business 2:00 pm - 4:00 pm Fighting Fraud with the Red Flags Rule: Practical Guidance for Business Pope Auditorium, Lincoln Center Campus Center on...
Funny thing about the Fair Credit Reporting Act:  It’s been around since 1970, it’s broad in scope, and yet a lot of businesses with obligations under the law may not be focusing on compliance.  Warning letters the FTC just sent to six companies in a particular line of work...
The Federal Trade Commission has warned the operators of six websites that share information about consumers’ rental histories with landlords that they may be subject to the requirements of the Fair Credit Reporting Act (FCRA).
The defendants behind an alleged mortgage relief scam have agreed to settle FTC charges that they deceived cash-strapped consumers into believing they could hold onto their homes and reduce their mortgage payments by either suing their mortgage lenders in so-called “mass joinder” lawsuits or...
The defendants behind an operation that allegedly preyed on vulnerable homeowners have agreed to settle Federal Trade Commission charges that they lured people into paying $1,995 or more by holding out bogus promises that they could help them avoid foreclosure and renegotiate their mortgages.
It’s the time of year when some people are crooning “Baby, it’s cold outside.”  Whether it’s winter or summer, proper insulation can keep things comfortable.  But how are consumers supposed to make heads or tails of competing claims when buying insulation?  That’s where the R-value...
A favorite trick for rip-off artists is to pretend to represent a trustworthy and respected organization. Today — and we mean that literally — we’re hearing from businesses that have received email exploiting the good name of the Federal Trade Commission.  We don’t want you to lose...
As part of its continuing crackdown on scams that target consumers in financial distress, the Federal Trade Commission obtained a settlement order resolving charges against a nationwide scam operating from the Dominican Republic and banning the defendants from providing mortgage assistance relief...
Here’s a first for you:  The FTC has released a series of ads created by its own staff and boy, are they bad.  No, we’re not channeling our inner Sterling Cooper Mad Men.  The goal is to help companies comply with their legal obligations by showing some of the questionable mortgage-...

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