Tag: Credit Reporting

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Big Data is a big deal for businesses, consumers, academics, and policymakers.  There's no doubt it opens the door to more powerful analytical techniques that can advance medical research, education, transportation, etc.  But some have voiced concerns about whether it may be used to...
Ahab hunts big fish. Captain and whaling boat sink.Ishmael prevails.Sometimes you want to read all 209,117 words of Moby Dick.  Other times a haiku will do.  Sometimes you want an in-depth analysis of the FTC’s enforcement, rulemaking, research, education, and international efforts...
An overview of the FTC’s enforcement, policy initiatives, and consumer outreach and business guidance in the areas of privacy and data security, from January 2013-March 2014.
It’s called CROA – the Credit Repair Organizations Act – and it was put in place to protect people battling their way back from financial adversity.  Given the long history of questionable practices in this sector, CROA makes it illegal to charge people upfront before services are...
Sometimes good things come in threes, like Musketeers, Bronte sisters, and Stooges.  (Shemp doesn’t count.)  But the FTC’s complaint against Consumer Portfolio Services charges the company with three distinct sets of violations – unlawful auto loan servicing, illegal debt collection...
Type “big data” into a search engine and you’ll get more than 300 million results.  Consider the amount of personal information actually in the hands of data brokers and add a string of zeroes to that.  There are lots of valid purposes for using that data – verifying identity and...

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