Tag: Credit Reporting

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On March 19, 2014, the Federal Trade Commission staff hosted a seminar on Alternative Scoring Products. The speakers described a variety of predictive analytics products offered by many data brokers to predict trends and consumer behavior in a variety of contexts, ranging from...
Take out your mobile device where you input all that personal information and make note of three upcoming FTC events where the topic of conversation will be, well, the collection and use of all that personal information.  But this time we're switching things up a bit.  The FTC's...
Brief of Consumer Financial Protection Bureau and Federal Trade Commission as amici curiae before the United States Court of Appeals for the Ninth Circuit, addressing the question of how long, under the Fair Credit Reporting Act (FCRA), a consumer reporting agency can report certain...
Certegy Check Services, Inc., one of the nation’s largest check authorization service companies, has agreed to pay $3.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA).  
Here’s a newsflash:  There’s a troubling amount of inaccurate information in people’s credit reports that can result in the denial of a job, a place to live, and even necessities like groceries and medicine.  That’s why the Fair Credit Reporting Act requires consumer reporting...
The FTC's Bureau of Economics hosted a roundtable with researchers, scholars, and practitioners in the credit reporting industry on methodologies for assessing the accuracy and completeness of credit reports. The roundtable was held in conjunction with Section 319 of the Fair and...
This Act, amending the Fair Credit Reporting Act (FCRA), adds provisions designed to improve the accuracy of consumers' credit-related records. It gives consumers the right to one free credit report a year from the credit reporting agencies, and consumers may also purchase, for a reasonable fee, a...
This Act, Title IV of the Consumer Credit Protection Act, prohibits untrue or misleading representations and requires certain affirmative disclosures in the offering or sale of "credit repair" services. The Act bars companies offering credit repair services from demanding advance payment, requires...
The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose...
The Federal Trade Commission Act is the primary statute of the Commission.

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