Tag: Credit and Finance

Displaying 261 - 280 of 753 results.

As a small business person, you’re looking for ways to keep your credit and debit card processing costs down.  So when someone calls claiming to be associated with your current card processor, Visa or MasterCard, or your bank and promises big savings, of course you’d be all ears. ...
The FTC's Northeast Regional Office hosted a public forum focusing on illegal "predatory" lending practices that often exploit lower-income and minority borrowers and frequently target elderly homeowners. The Predatory Lending Forum brought together about 300 consumer advocates,...
The FTC hosted a workshop to analyze the marketing of goods and services through offers with negative option features. The workshop, which brought together consumer representatives, academics, and industry leaders, addressed the pros and cons of such offers, discuss online marketing...
The FTC hosted a public workshop to explore consumer protection issues arising from the emergence of "nontraditional" or "alternative" mortgage products in the United States residential mortgage marketplace. The workshop provided an opportunity for government regulators, industry...
The FTC's Bureau of Economics hosted a roundtable with researchers, scholars, and practitioners in the credit reporting industry on methodologies for assessing the accuracy and completeness of credit reports. The roundtable was held in conjunction with Section 319 of the Fair and...
This workshop was part of the FTC and the National Telecommunications and Information Administration's (NTIA) effort to gather information to report to Congress on the benefits and burdens of å¤ 101(c)(1)(C)(ii) of the Electronic Signatures in Global and National Commerce Act ("...
The FTC hosted a workshop to explore changes in the debt collection industry and examine their impact on consumers and businesses. The event brought together consumer advocates, industry representatives, state and federal regulators, and others with relevant expertise to provide...
In an FTC action challenging allegedly illegal business practices by a payday loan operation affiliated with American Indian Tribes, a United States Magistrate Judge just issued a report and recommendation on the scope of the FTC Act.  Attorneys will want to give the order a careful...
This Act, Pub. L. No. 104-208, § 2451, 110 Stat. 3009-455 (Sept. 30, 1996), amending title IV of the Consumer Credit Protection Act, prohibits untrue or misleading representations and requires certain affirmative disclosures in the offering or sale of "credit repair" services. The Act bars "credit...
This Act, amending the Fair Credit Reporting Act (FCRA), adds provisions designed to improve the accuracy of consumers' credit-related records. It gives consumers the right to one free credit report a year from the credit reporting agencies, and consumers may also purchase for a reasonable fee a...
The Act, amending the Truth in Lending Act, establishes disclosure requirements and prohibits equity stripping and other abusive practices in connection with high-cost mortgages. The Dodd-Frank Act (see below) made substantial amendments to this Act.

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