Hello,

I am writing in response to the new FTC proposed regulations regaurding hte privacy of data collected on individuals by companies that collect such personal data.

I am apauled at the sheer lack of privacy that your average US citizen has when dealing with financial institutions. Now that these companies can "share" this data between insurance, banking, and credit institution, in my mind constitutes legalized stalking by these institutions. I have little to no control over what information they have, I have no independant method of verifing information that they hold on me. I cannot even ask for a copy of this information for my own records! This is outragous and dangously un-democratic.

Financial companies and institutions should not be allowed to profile a customer with out the customers concent. If the customer allows such profiling, the financial institution should be required to provide quarterly or yearly reports delivered to the customer free of charge. this should include all inqueries, and address of all companies and institutions that have requested or purchased this information. Providing this information in this fashion allows the continued profiling, but also creates a check and balence system for the consumer to audit and have some control over information that really defines who the individual really is.

I am very tired of the lack of response by the goverment in dealing with privacy of the individual. This has been exploited by all major companies affected by your regulations, and has also created a bad distrust of the goverment in general.

Do the right thing, give the consumer control of the data that you and I generate on a daily basis. I don't mind the profiling if I have a method of contolling what is said about me.

Chris Warner