Sent: Friday, March 31, 2000 4:56 PM

Subject: Support for comments

Dear Sirs,

I would like to take this opportunity to support the comments from the Debt Buyers' Association on the Gramm-Leach-Bliley Act.

As a consultant in this industry, and working with buyers and sellers of debt, I feel many of the issues raised in their letter are important, and would appreciate your consideration.

I copy of their letter is attached to this email.

Thank you so much.

Judy Hammond
President
Resource Management Services, Inc.
Consultants in Recovery Management