Dear FTC,

As both an employee in the financial industry and a consumer, I am most concerned about consumer's financial privacy rights.

I find it dishartening that financial companies are "tracking" consumer's purchases and their habits. I don't think it is necessary for companies to have the amount of information they have. Don't get me wrong, I can respect a company I do business with maintaining transaction histories and so on with their company, for the right of providing "greater value" to consumers. However, I don't like the idea that a company can electronically "follow" me via the use of credit reporting agencies "electronic flagging/notification" that I am "talking" to other financial companies. Although FCRA laws force the company to provide the consumer a "firm offer of credit" to justify their "inquiry", I don't think it respects my privacy as a consumer and an individual.

Sincerely,

CE - Rhode Island