16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-01101

Submission Number:
545091-01101
Commenter:
G. John George
Organization:
US Consumer
State:
NC
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

CONSUMER STATEMENT FOR FTC USE: Several years ago, I purchase so-called credit protection service from Experian, I used the service for one year and declined to renew protection on the expiration date because I didn't think the services I paid for were of any value. I sent Experian a letter telling them to stop any billing for renewal, I had to send them a letter because they never answer their phones. Since my cancellation in writing, my credit card has still been billed for their services every year and I have to call my bank card company to contest the charge, then I have to send a copy of my original letter declining further service to Experian (again, because no one answers the phones at their headquarters) and provide a copy of the letter to my card company. I am beginning to believe that Experian's "protection" qualifies as extortion and they should be brought up on charges under the RICO Act. Thank you, G. John George North Carolina