16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-01086

Submission Number:
545091-01086
Commenter:
Ms Monique Huynh
State:
CA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

9/14/09: I was looking for an annual free credit report. So I signed up for a 30 day trial with Experian's Triple Advantage. I paid $24.95 with my U.S. Bank Visa. 9/24/09: I called and cancelled. 10/30/09: I received my bank statement and notice that I was charged $24.95 by Experian on 9/14/09. I disputed the charge... I was chocked by Experian illegal ways of stealing consumers and was extremely happy about the new laws protecting consumers like me. Thank you.