16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-01048

Submission Number:
545091-01048
Commenter:
Peter Leap
State:
MA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

When the consumer has placed a voluntary credit freeze on their account (these are often managed through websites by the bureau) You are no longer able to get a simple annual credit report online. The bureaus should be required to provide free annual credit reports, especially to people who have placed a credit freeze on their accounts.