16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-01030

Submission Number:
545091-01030
Commenter:
Reginald Fabro
Organization:
retired 832pc employee
State:
CA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I understand it takes time for the FTC to investigate verious firms. I am concerned because of the period of time the add has been on TV knowing at one time firms were advised not touse the word FREE when there is a unknown condition atached to the word FREE. Also the fact that there are other firms misleading the public in print and on the internet. (adds attached to the FCC web site) The theory that free enterprise must be free of oversite is based on the false belief that those in business are honest, fair and law abiding has hurt many people. Most of the age that nobody cares. If you wish I will provide a list of credit related agencies that offer for free services and goods that IN FACT A FEE IS CHARGED AND OR A MEMBERSHIP FEE IS CHARGED. Allowing the State Courts vice the FTC to address these issues and or illegal activities with fines based on the damage to people they do is long over due.