16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00981

Submission Number:
545091-00981
Commenter:
Mr. Bob Fay
State:
FL
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Basically, the ads need to show right up front, right at the beginning of the commercial, in large letters (or be stated clearly by the pitchman) that the free records are only given if a membership is paid for first. This type of dishonesty belongs in the same class with usery and should be treated the same way.