16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00855

Submission Number:
545091-00855
Commenter:
Mr. Hugh Hadley Birdwell
State:
CA
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I support your proposal to require a separate landing page on sites which advertise free reports which explains that the reports are NOT the free reports guaranteed by the federal government. I also support your proposal to delay advertising for other credit products until after consumers obtain their free annual credit reports. Personally I have not read the bottom line and then realized that a bill came before me on my credit card.Never again will I fall for some con-artist saying FREE this and FREE that. Please read everything before entering your information. At least with my credit card issuers, they call their clients to confirm that you wanted this or that. And then, they issue a refund to me, and send a strong warning to those companies once and for all. I will always respect military run banks, credit unions, and the like.