16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00846

Submission Number:
545091-00846
Commenter:
Ms. virginia sullivan
State:
MN
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

Hello, I would like to request that you help put an end to these companies who advertise "free" credit reports, because they are NOT free. I support your proposal to require a separate landing page on sites which advertise free reports which explains that the reports are NOT the free reports guaranteed by the federal government. I also support your proposal to delay advertising for other credit products until after consumers obtain their free annual credit reports. It would be better to have this information located Underneath the section where people are asked to include their credit card information. They should know WHY, but it would be better if this was made VERY CLEAR upfront.