16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures #545091-00836

Submission Number:
545091-00836
Commenter:
Mr Carl Carter
Organization:
home
State:
OR
Initiative Name:
16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures

I have, over the past five years, looked into a half dozen free credit report ads and every one required a payment or subscription before you could get the "free" report. That is pure and simple deception, if not fraud (I'm no lawyer, so I can't say). They need to clean up their acts just as much as the credit card companies and banks do!